Indiana has expanded Medicaid through its HIP 2.0 program, giving lower-income residents access to free or low-cost coverage. But for Indiana's middle-income workers — the self-employed, small business owners, and families earning above subsidy ranges — the path to affordable health insurance is less straightforward.
From Indianapolis to Fort Wayne, South Bend to Bloomington, Triple Crown Health helps Indiana residents find health insurance that fits their actual situation. Whether you're a 1099 contractor who just left a corporate job, a family looking for better options than your employer's expensive dependent coverage, or a small business owner navigating individual insurance for the first time — there are real options worth exploring.
Indiana's Health Insurance Options
Indiana uses the federal Marketplace at healthcare.gov for ACA enrollment. HIP 2.0 (Healthy Indiana Plan) covers adults with incomes up to 138% of the federal poverty level. For those above HIP 2.0 eligibility and within ACA subsidy ranges, Marketplace plans are available with premium tax credits. For households above the subsidy range, private health insurance is frequently the most cost-effective solution.
Indianapolis's Expanding Independent Workforce
Indianapolis has grown rapidly as a tech hub and logistics center, attracting entrepreneurs, remote workers, and consultants from around the country. Many are self-employed or work as independent contractors — and need individual health coverage that wasn't necessary when they had corporate benefits.
Getting Covered in Indiana
MacKenzie Wickel compares all available Indiana options — Marketplace plans and private carriers — in a single 20-minute call with no obligation. She'll walk through the real numbers for your specific income and household situation so you can make a confident decision. Coverage as fast as 24 hours for private plans.
Book a free 20-minute call with MacKenzie — no pressure, no obligation, just a straight answer about what fits your situation in Indiana.