Self-employed, 1099, or navigating coverage on your own — MacKenzie Wickel simplifies every option and stays with you long after enrollment.
Four simple steps from first conversation to enrolled — most clients are covered within a week.
No employer plan, no HR department. Just you trying to figure it out — until now.
Variable income, no benefits package. MacKenzie knows how to build coverage around non-traditional income.
Coverage that fits everyone you're protecting — not a one-size-fits-all plan designed for someone else.
Straight answers to the questions MacKenzie hears most often.
No. MacKenzie is paid by the insurance carrier, never by you. The price of any plan is identical whether you use a broker or enroll directly. You get expert guidance and ongoing support at zero cost to you.
ACA plans are offered through the government Marketplace and may include income-based subsidies that significantly reduce your monthly premium. Private health insurance is purchased directly from carriers — often with lower premiums for healthy individuals who earn too much for subsidies. MacKenzie compares both side by side for your specific situation.
Absolutely. Self-employed workers and 1099 contractors have access to ACA Marketplace plans, private health insurance, and short-term coverage. MacKenzie specializes in building coverage around non-traditional income situations.
Private health insurance can be approved and active within 24 to 48 hours in many cases. ACA Marketplace plans typically take 2 to 4 weeks depending on enrollment timing. MacKenzie helps you find the fastest path to coverage for your situation.
When you leave a job you have 60 days to enroll in a new plan through a Special Enrollment Period. Your options include COBRA, ACA Marketplace plans, and private health insurance. COBRA is almost always the most expensive option — MacKenzie can compare all three and find the best fit quickly.
Triple Crown Health is licensed in 25+ states including Florida, Texas, Georgia, Kentucky, Tennessee, North Carolina, Ohio, Virginia, and more. Don't see your state? Reach out anyway — the list is growing.
Triple Crown Health is licensed in 25+ states. Wherever you are, there's a good chance MacKenzie can help.
Here's what clients say about working with MacKenzie.
"I had an amazing experience getting my health insurance through Triple Crown Health! MacKenzie made the entire process quick, easy, and completely stress-free. She was incredibly friendly, knowledgeable, and took the time to answer all of my questions while helping me find the best coverage for my needs."
"MacKenzie Wickel was great and very thorough. She explained everything so simply and made it easier for the overall process. I highly recommend her as your health insurance broker!"
"MacKenzie was incredibly helpful! Trying to figure out health insurance is daunting, but she explained everything clearly, helped me find the best plan, and did the application with me over the phone. She followed up to make sure everything went smoothly, and made herself available to answer questions even after applying."
"MacKenzie was great to work with. She was very professional and thorough in explaining the various plans. She found the best option for me and my family and the enrollment process was quick and smooth. I strongly recommend her."
No pressure, no jargon — just a straight conversation about what fits your life.
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