Independent · Unbiased · No Cost to You

Health insurance that fits your life.

Self-employed, 1099, or navigating coverage on your own — MacKenzie Wickel simplifies every option and stays with you long after enrollment.

✓ Licensed in 25+ states ✓ ACA & Private plans ✓ Zero broker fees
How it works

Your path to better coverage.

Four simple steps from first conversation to enrolled — most clients are covered within a week.

01

Book a Free Call

MacKenzie learns your situation — income, health needs, and budget — and what matters most to you. No pressure, no commitment.

02

See Your Options

Every plan that fits your situation compared side by side. ACA, private, short-term — all in one conversation with no hidden agenda.

03

Enroll With Confidence

MacKenzie handles the paperwork and walks you through enrollment step by step — in plain English, at your pace.

04

Ongoing Support

Claims, billing questions, renewals — MacKenzie stays your direct contact for the entire life of your policy. At no cost to you.

Who this is for

You probably fall into one of these.

💼

Self-employed & freelancers

No employer plan, no HR department. Just you trying to figure it out — until now.

🧾

1099 contractors

Variable income, no benefits package. MacKenzie knows how to build coverage around non-traditional income.

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Families & individuals

Coverage that fits everyone you're protecting — not a one-size-fits-all plan designed for someone else.

Common Questions

Everything you want to know before calling.

Straight answers to the questions MacKenzie hears most often.

No. MacKenzie is paid by the insurance carrier, never by you. The price of any plan is identical whether you use a broker or enroll directly. You get expert guidance and ongoing support at zero cost to you.

ACA plans are offered through the government Marketplace and may include income-based subsidies that significantly reduce your monthly premium. Private health insurance is purchased directly from carriers — often with lower premiums for healthy individuals who earn too much for subsidies. MacKenzie compares both side by side for your specific situation.

Absolutely. Self-employed workers and 1099 contractors have access to ACA Marketplace plans, private health insurance, and short-term coverage. MacKenzie specializes in building coverage around non-traditional income situations.

Private health insurance can be approved and active within 24 to 48 hours in many cases. ACA Marketplace plans typically take 2 to 4 weeks depending on enrollment timing. MacKenzie helps you find the fastest path to coverage for your situation.

When you leave a job you have 60 days to enroll in a new plan through a Special Enrollment Period. Your options include COBRA, ACA Marketplace plans, and private health insurance. COBRA is almost always the most expensive option — MacKenzie can compare all three and find the best fit quickly.

Triple Crown Health is licensed in 25+ states including Florida, Texas, Georgia, Kentucky, Tennessee, North Carolina, Ohio, Virginia, and more. Don't see your state? Reach out anyway — the list is growing.

Coverage area

Licensed across the country.

Triple Crown Health is licensed in 25+ states. Wherever you are, there's a good chance MacKenzie can help.

AL · CO · FL · GA · IL · IN · KS · KY · MD · MI · MS · MO · MT · NE · NV · NC · OH · SC · SD · TN · TX · UT · VA · WV · WI · WY
Don't see your state? Ask anyway — the list is growing.
Client Reviews

Real people. Real results.

Here's what clients say about working with MacKenzie.

★★★★★

"MacKenzie Wickel was great and very thorough. She explained everything so simply and made it easier for the overall process. I highly recommend her as your health insurance broker!"

Toshita K.
■ Google Review
★★★★★

"MacKenzie was incredibly helpful! Trying to figure out health insurance is daunting, but she explained everything clearly, helped me find the best plan, and did the application with me over the phone. She followed up to make sure everything went smoothly, and made herself available to answer questions even after applying."

Jenna T.
■ Google Review
★★★★★

"MacKenzie was great to work with. She was very professional and thorough in explaining the various plans. She found the best option for me and my family and the enrollment process was quick and smooth. I strongly recommend her."

Susanna L.
■ Google Review

Book a Free 20-Minute Call to Learn Your Options.

No pressure, no jargon — just a straight conversation about what fits your life.

Book Your Free Call