Health insurance that fits your life.

No. MacKenzie is paid by the insurance carrier, never by you. The price of any plan is identical whether you use a broker or enroll directly. You get expert guidance and ongoing support at zero cost to you.

ACA plans are offered through the government Marketplace and may include income-based subsidies that significantly reduce your monthly premium. Private health insurance is purchased directly from carriers — often with lower premiums for healthy individuals who earn too much for subsidies. MacKenzie compares both side by side for your specific situation.

Absolutely. Self-employed workers and 1099 contractors have access to ACA Marketplace plans, private health insurance, and short-term coverage. MacKenzie specializes in building coverage around non-traditional income situations.

Private health insurance can be approved and active within 24 to 48 hours in many cases. ACA Marketplace plans typically take 2 to 4 weeks depending on enrollment timing. MacKenzie helps you find the fastest path to coverage for your situation.

When you leave a job you have 60 days to enroll in a new plan through a Special Enrollment Period. Your options include COBRA, ACA Marketplace plans, and private health insurance. COBRA is almost always the most expensive option — MacKenzie can compare all three and find the best fit quickly.

Triple Crown Health is licensed in 25+ states including Florida, Texas, Georgia, Kentucky, Tennessee, North Carolina, Ohio, Virginia, and more. Don't see your state? Reach out anyway — the list is growing.